Insurance for a healthier tomorrow.
Health insurance from a family who cares.
With 30+ years of experience, our family has been helping families across Delaware, Maryland, and Pennsylvania find the right health insurance plans. We are here to make insurance personal, simple, and easy to understand. When you call, we answer!
Call today (302) 932-8387
How can we help you?
Pick the one that fits and we will take it from there.
Turning 65 or already on Medicare
Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans. We compare the plans available in your county.
Help me with Medicare ›Under 65 and need a health plan
Marketplace (Affordable Care Act) plans for individuals and families, including any tax credits you may qualify for.
Help me find a plan ›Business owner
Group health, dental, and vision for businesses with one or more employees.
Help me cover my team ›How it works
Three easy steps.
Call or complete the form
Provide us with some basic information to get started.
We compare the options
We help find the best plan that fits YOUR needs.
Choose the plan that works best, we handle the rest
We complete your enrollment and follow up until your ID card arrives.
Then we stay. When your plan changes next year, when a bill looks wrong, or when a doctor leaves your network, you call the same number and get the same people.
A family business who understands.
At First State Health Insurance, we believe choosing health insurance should feel personal, not overwhelming. As a family-owned business, we're here to help individuals, families, and businesses understand their options and find coverage with confidence.
Our support doesn't end when you enroll. We'll be here to guide and care for you every step of the way.
Talk to usEnrollment dates to know
Miss the window and you may have to wait a year.
Open Enrollment
Switch Medicare Advantage or Part D plans for coverage starting January 1.
Individual Open Enrollment
Enroll or change an Affordable Care Act plan for the coming year.
If you are turning 65, losing job coverage, moving, getting married or having a baby, you may be able to enroll outside these dates. Call today and we will check.
Questions people ask us
These are some of the questions people ask. If you would like additional information or have other questions, call today.
Call todayDoes it cost anything to work with you?
No. Insurance carriers pay us a commission when you enroll. Your premium is the same whether you sign up through us or on your own, so our help is free.
Are you tied to one insurance company?
No. We are an independent agency appointed with multiple carriers, so we can show you options from several companies and help you pick the one that fits.
I'm turning 65 soon. When should I call?
Your Medicare enrollment window opens 3 months before you turn 65 and closes 3 months after. Starting early gives us time to check the best plan for you.
What is the difference between Medicare Advantage and a Supplement?
Medicare Advantage replaces Original Medicare. It includes dental, vision, prescription drugs and many other benefits. However, it is network-based.
A Supplement (Medigap) sits alongside Original Medicare and pays the gaps. It gives you the FREEDOM to go anywhere. However, it does NOT include dental, vision or prescription drugs.
Do I have to meet in person?
No. Your choice. We can come to you or you can come to us. We can also meet by phone or video call.
Which states do you serve?
Delaware, Maryland and Pennsylvania.
Call, or ask us to call you.
The fastest way to reach us is by phone.
(302) 932-8387- firststatehealthinsurance@gmail.com
- Serving
- Delaware, Maryland, Pennsylvania
Thank you. We will call you soon.
If you would like to talk sooner, call (302) 932-8387.